Growing costs and standards of living, have proven time and again that a full-time job is not enough to meet one’s daily expenses. This situation makes it essential to look for an option to earn money online from home. Today,you have innumerable ways like freelancing or marketing to earn extra money, but most of them require some investment to start a business. Referral programs, on the other hand, help one earn money without any investment.

Most banks have come up with earn money from home India programs, where they invite their customers and others to associate them in selling their financial products. IDFC FIRST Bank offers you the My FIRST Partner App through which you can become a personal loan referral partner of the bank.

With this app, you can help your family and friends to get personal loans without any collateral through an unsecured loan affiliate program from the comforts of your home and earn more money. To become a partner of IDFC FIRST Bank, you need to follow the given steps.

Download and register with the My FIRST Partner app

The first step to register with this new earning app is to download the My FIRST Partner App on your mobile phone.To register, you have to meet the eligibility criteria which include:

• Being an Indian citizen
• Be18 years or older
• Residing at a place where the service is available
• Documents required for registration

To register with these money earning apps, you need to provide copies of essential documents such as a PAN Card, Aadhaar Card or Driver’s License. Other than this, you have to:

• Provide your bank account number and IFSC code, and GSTIN, if you have one.
• Take a photo of yourself and upload it
• Fill out the required personal details
• Get an OTP to enter

How to refer and earn money using the My FIRST Partner app?

Once you have joined the personal loan referral program, you have to start getting referrals. To develop a good referral network, you should see that word-of-mouth recommendations happen through conversations. This is the most effective way to get referrals within your contacts without any investment. You can approach friends, family members and colleagues at work and let them know that they can avail best short-term loansat lower rates. This will prompt them to avail loans through the earn from home India app.

Nevertheless, it is mandatory to check the eligibility criteria of the loan applicant before applying for a personal loan for your referrals. For the purpose, check if the applicant is at least 23 years old, a citizen and resident of India, and an employee of an organization. Furthermore, they need to provide all the supporting documents such as the address proof, identity proof and last three months’ bank statement.

If the applicant you know is eligible for a personal loan, you can help them apply for instant loans through the IDFC FIRST Bank’s new earning app. After filing the application, you have the option to track the progress and update your referrals. To check the loan application status, you can log into the app and check the “In Progress” tab to know the referral loan application status. Once the process is completed, the loan amount will get credited to the applicant’s account and you will get your referral money.

Using the My FIRST Partner app, you can help the people you know well and earn money from home online without any investment.